amex gold

main benefits are 4x on dining and groceries

this card does carry a hefty annual fee of $325 but can easily be offset with monthly credits. the credits are:

• $7 at dunkin
• $10 on uber or ubereats
• $10 on select dining partners like Grubhub, Five guys, and Cheescake Factory
• $50 semi annual for restaurants that partner with resy

all these credits add up to $425 annually, easily beating the fee

i swipe this card for every time i eat out, fast food or sit down, and every grocery run. i already got way more back than the fee

and if you use my referral link, you get a sign on bonus of 60k points if you spend 4k in the first 6 months

i also get a bonus if you use my link, so i appreciate the support

not financial advice. just sharing what works for me. do your own research all rights to music and imagery belong to their respective owners. site is non-commercial, just for personal creative use.