apple

main benefits are 2x when using apple pay and 3x on apple products

this card has one of my favorite designs, stainless steel and minimal, truly representing apple. it sucks that you get 2% with apple pay but only 1% with the actual card.

the cashback earned also goes into a high yield savings account that pays 3%-4% in interest. you can deposit more, on top of ur cash back, if u please. if you know me, you know i hate keeping cash in a regular checking or savings account and park most of my money in HYSA like apple's

given the value i can get from other cards, i really only use this one for apple purchases. i enjoy the interest free monthly installments

and if you use my referral link, you get $75 deposited into the savings accounts after u make ur first purchase.

not financial advice. just sharing what works for me. do your own research all rights to music and imagery belong to their respective owners. site is non-commercial, just for personal creative use.