robinhood gold

main benefits are 3% cashback everywhere

if u want something simple yet competitive, then this card's for you. forget overthinking categories and just earn a flat 3% everywhere you shop. no sign on bonus does make it less appealing, but the 3% easily beats other cards in simplicity and ease of use.

since i prefer a more elaborate set up, i just use this card as a back up for anywhere im not getting 4-5%.

heads up, this card is lucrative with a huge waitlist. being a robinhood gold member ($50/year) does help get you off the waitlist sooner but not guaranteed. there are other benefits to robinhood gold that i find useful as well if ur interested

not financial advice. just sharing what works for me. do your own research. all rights to music and imagery belong to their respective owners. site is non-commercial, just for personal creative use.